circles

Make it possible, together.

Your circle helps with small and big wishes. You ask once. Everyone decides what they want to contribute.

Start a circle

Example: how your circle can help

Leo’s headphones

€180

for uni

  • Leo

    “I’ll pay €40 myself.”

  • Mum

    “I’ll add €40.”

  • Dad

    “I’ll cover €80.”

  • Big brother

    “€20 is on me.”

Pledge first, then each person confirms their own part with PayPal.

How it works

Three steps, and a person decides at each one.

  1. 01 · You

    Share a wish

    Pick what you need, say what you pay yourself, and ask your circle once instead of having five awkward conversations.

  2. 02 · Your circle

    Decide together

    AI suggests a fair split based on everyone’s own rules. Each person accepts, offers a different amount, or passes.

  3. 03 · PayPal

    Confirm with PayPal

    Every supporter approves their own part in PayPal checkout. The purchase is paid once every part is paid.

AI proposes. People decide. PayPal executes.

Use cases

One idea, many kinds of circles.

Same mechanics everywhere: limits people set themselves, requests for real purchases, and payments each person confirms.

  • Family wishes

    Leo needs headphones for uni. He pays €40, and Mum, Dad and his brother cover the rest.

    Start a circle
  • Household money

    A monthly limit for groceries and the drugstore that is only used when someone actually shops.

    Start a circle
  • Pocket money

    Clear limits and simple rules a teenager can follow. A concept for now: accounts for minors are out of scope.

    Start a circle
  • Helping family

    Support a sibling abroad or parents at home with real purchases, without sharing account access.

    Start a circle
  • Care for older relatives

    Groceries, rides or pharmacy runs on request, with large controls and plain language.

    Start a circle
  • Creators and projects

    Supporters cover software or gear for a project, each within their own limits. No subscription.

    Start a circle

Control

Spending power, not shared money.

A pledge is a promise to help within limits. It is not a balance, a loan or a shared wallet. Money only moves when a purchase is confirmed.

Your own limits
Every supporter sets a monthly limit, the categories they help with and a maximum per purchase. Unused support expires at the end of the month.
Suggestions you can edit
The AI drafts rules, splits and messages. Nothing is sent or pledged until a person confirms it.
Voluntary by design
Anyone can accept, offer less, cover the rest or pass. Nobody is ever assigned a higher amount without saying yes.
No shared logins
Circles never sees PayPal passwords or balances. Each person pays through their own PayPal checkout.

Ask once. Let your circle decide.

Start a circle